10 Easy Ways to Save Money
We are all trying to reduce our monthly expenses as our economy continues to struggle. Saving money is not as easy as it was 5 years ago but it is not impossible if we give it a try. Why not start saving money today? Below you will find 10 easy ways to help you save money, it might not seem a lot to save 50 a month but at the end of a year or two it will make a difference.
- Start by setting a realistic goal of reducing your household or personal expenses by $25 or $50 monthly!
- Keep a journal with all your expenses and purchases for a month. It's truly amazing how much money we spend on impulse purchases while shopping.
- Compare prices! Most retailers have websites. You can easily obtain information online.
- Use coupons! Even when people think that rebates are too time-consuming it can save you a lot of money in the long run. And most retailers offer online coupon codes too! That will save you the time at the cashier scanning every discount available. You would be surprised the amazing offer you can find online plus you will save the time and gasoline as you can shop from the convenience of your home.
- Bring your own lunch, coffee, tea, cookies and drinks to work. Those daily visits to gourmet coffee shops or restaurants can impact your wallet more than you think! $8-12 a day can turn into $2,080-$3,120 in a year, do the math!
- Limit your nights dining out to once a month. There are great websites where you can purchase gift certificates of $25 paying only $2, that is a tremendous discount.
- Eliminate prepackaged food. For example, a block of mozzarella cheese is cheaper than the grated one. Whole chicken breast is cheaper than the skinless/boneless type plus it will add more flavor to your soups. Make your own apple sauce it is so simple and you can control the amount of sugar you add to it.
- Conserve electricity and water. Turn off the light of the rooms you are not using and check the toilets for possible leaks, run your dishwasher and washer only when they are completely full, use cold water for your laundry, take shorter showers or close the water while you wash your body or shave. Doing this will not only lower your monthly bill but it will also help preserve the planet.
- Cook dinner from scratch, avoid using prepared food. Also reduce the amount of meat your eat a week, it is healthier for you and for your monthly budget.
- Buy a water filter and reusable water bottles. Keep them in the refrigerator for future use. You can save a lot of money in a year as you avoid buying bottled water and at the same time you will help prevent those empty bottles ending up in our landfills. Plus, since keeping the refrigerator full saves energy as the temperature will stay cooler longer, having water bottles will also reduce your electricity bill.
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